Protection for the Course or Neighborhood after a DUI
Golf Cart DUI
Need Golf Cart Insurance after a DUI?
Golf cart insurance after a DUI or DWI helps protect you and your vehicle, even if you only use it for recreation or personal transportation. Golf carts can still be involved in accidents or damaged, and this coverage can help pay for property damage, bodily injury, and medical expenses. Policies can also include protection for theft, vandalism, fire, and other unexpected losses, giving you reliable coverage when you need it most.
Why Golf Cart Insurance Matters After a DUI
Golf carts are widely used in neighborhoods, resorts, retirement communities, and on golf courses, and they can be costly to repair or replace. After a DUI or DWI, having proper golf cart insurance becomes even more important. If your cart is damaged, stolen, or involved in an accident, you could face significant financial liability. Golf cart insurance helps protect you from these expenses by covering property damage, injuries, and other losses, giving you the financial security you need to stay protected.
DUI-Friendly Golf Cart Insurance in North Carolina
n North Carolina, golf carts generally aren’t allowed on public roads except in limited situations—such as crossing a street, using designated routes, or in certain towns. Even with those restrictions, North Carolina still requires golf cart owners to carry liability insurance. This coverage helps pay for injuries or property damage you may cause in an accident. State minimum liability limits are $30,000 for bodily injury per person, $60,000 per accident, and $25,000 for property damage.
Beyond liability coverage, you can add collision insurance to protect your golf cart after a crash, and comprehensive insurance for losses from theft, vandalism, weather, or other non-collision events. After a DUI or DWI, choosing the right insurance becomes even more important because you may face higher risk ratings and stricter requirements. A licensed insurance agent can help you select coverage that fits your needs, budget, and any conditions tied to your DUI.